Upload audited financial statements, management accounts, or structured data in PDF, Excel, or XML format.
Our AI engine extracts and normalises all financial data — eliminating manual spreading and data entry errors.
CredexAI computes ratios, runs scoring models, benchmarks peers, and generates credit narrative with risk flags.
Download a bank-ready credit memo in PDF or Word and route it directly through your approval workflow.
From document ingestion to risk-rated output — CredexAI covers the full credit analysis lifecycle.
CredexAI supports corporate borrowers, SMEs, financial institutions (banks, MFIs, NBFIs), and sovereign/public sector entities. The scoring models and proposal templates adjust automatically based on the borrower type selected.
Yes. CredexAI offers REST API integration with major core banking platforms, LOS/LMS systems, and credit risk engines. We also support flat-file and manual data ingestion for institutions not yet ready for API integration.
All data is encrypted in transit (TLS 1.3) and at rest (AES-256). We offer private cloud deployment for institutions with data residency requirements. Access is controlled via role-based permissions and full audit logging.
Yes — this is a core feature. Scoring weights, ratio thresholds, report templates, and covenant frameworks are all configurable to align with your institution's credit policy and SBP/regulatory guidelines.
For a standard corporate borrower with 3 years of audited financials, CredexAI generates a full draft credit proposal in under 5 minutes. Review, edits, and approval workflow take additional time based on your internal process.
Yes — ExactoMark offers a structured 30-day pilot programme for qualified institutions, including onboarding support, configuration, and a dedicated success manager. Contact us to schedule a demo and pilot kick-off.
Join 50+ banks and financial institutions already using CredexAI to accelerate credit decisions and reduce analyst burden.
